Shifting Patterns in Payment Method Usage Before, During and After COVID-19: Insights from Maldives Transaction Data. The Maldives National Journal of Research, [S. l.], v. 13, n. Special Issue, p. 28–47, 2025. DOI: 10.62338/skacfm09. Disponível em: https://mnjr.mnu.edu.mv/journal/article/view/246.. Acesso em: 8 dec. 2025.